YOUR WORKING FINANCIAL PLAN

Stable from 31 August 2026

From this date, confirmed and realistic expected income cover at least 90 days of dated costs.

Most important now Add current balances for every account 1 of 4 sections currently have a cash balance

Cash known today€208.20Bank and Revolut balances entered

Income next 30 days€6,207.45€2,346.90 confirmed · €3,860.55 expected

Expenses next 30 days€3,975.20On their actual payment dates

Position in 30 days€2,440.45Cash + income − expenses

WEEK BY WEEK

What happens next?

Full daily cashflow

3 Aug–9 Aug€0.00€0.00 in · €0.00 out

10 Aug–16 Aug€108.25€1,707.45 in · €1,599.20 out

17 Aug–23 Aug€0.00€0.00 in · €0.00 out

24 Aug–30 Aug€0.00€0.00 in · €0.00 out

31 Aug–6 Sep€-95.00€0.00 in · €95.00 out

7 Sep–13 Sep€0.00€0.00 in · €0.00 out

KEYTRADE CREDIT LOOP

No reliable exit date yet

Estimated debt €2,800.00 · available card capacity €2,200.00.

The date changes day by day with real income, payments and new card use.

See the calculation

CAN I TRUST THIS?

Cash picture incomplete

Balances known for 1 of 4 sections. €0.00 uncertain income is deliberately excluded.

Xero is context only. Current bank and Revolut cash remains decisive.

Update financial data

IMAGINIF LTD€0.0015 costs · 19 income entries

PT IMAGINIF€0.003 costs · 0 income entries

IMAGINIF NV€0.005 costs · 0 income entries

Private JP€208.2015 costs · 34 income entries

JP FINANCE AGENT

What should change?

Working in Today · one shared workbook

YOU

verwijder rent domicile

JP AI

Verwijdering uitgevoerd: alle toekomstgerichte onbetaalde posten met titel exact 'rent domicile' zijn gecanceld in het werkboek.

YOU

nee ook de regel moet verwijderd

JP AI

Removed the recurring row titled exactly 'rent domicile' from the workbook (all future unpaid occurrences cancelled).

YOU

[Attachment: Transactions.csv]

JP AI

Totals for the next 12 months (present → next 12 months, using your uploaded data and current workbook): IMAGINIF LTD: Expenses €1,600.00, Income €0.00, Net -€1,600.00. PT IMAGINIF: Expenses €1,121.00, Income €0.00, Net -€1,121.00. IMAGINIF NV: Expenses €2,089.00, Income €0.00, Net -€2,089.00. Private JP: Expenses €8,880.00, Income €23,378.85, Net +€14,498.85. Combined net (all entities) +€9,688.85. Keytrade credit-card rollover rule still active in workbook (no change). If you want me to convert the Revolut CSV transactions into income/expense rows or change any of these totals, tell me one row or correction at a time.

YOU

[Attachment: Transactions-2.csv]

JP AI

Imported CSV processed and attached to workspace. I classified transactions for accounting and updated totals; no new income/expense rows added automatically. I recorded an internal note of the import and assumption used: historical Revolut file used only for classification and recurring-flow detection; no speculative future income added. If you want specific rows created from specific transaction lines (e.g., OSS VAT payments, ExactOnline subscriptions, reimbursements from named persons, or JEAN-PIERRE transfers), tell me one row at a time and I will add them.

YOU

[Attachment: Transactions-3.csv]

JP AI

Imported Transactions-2.csv into workspace and recorded classification assumptions.